More than 60 % of all real-estate transactions in the UAE involve the sale of off-plan properties – new developments or properties under construction. This purchasing method allows investors to buy at an early stage, pay gradually according to a payment schedule, and benefit from capital appreciation during construction.

For international investors, off-plan purchases are particularly attractive thanks to their straightforward process, remote purchase options, and wider choice of available units compared to the secondary market.
Another advantage is that you’re buying a brand-new property, often featuring modern architecture, premium materials, innovative technology, and contemporary design.

The RE/MAX De La More team guides clients through every step. From the initial consultation and project selection, through unit recommendation and full administrative support, to financial transfer guidance, pre-handover inspection (snagging), property management, insurance, and short or long-term leasing.
Our approach focuses on transparency, cost efficiency, and maximum investment return. First, let’s start by introducing the basics.

What Is an Off-Plan Property?

An off-plan property is a real-estate project that is either under construction or still in the planning stage. The buyer signs the contract directly with the developer before the property is completed, usually securing a lower purchase price compared to ready properties.

Buyers do not pay any commission to the real-estate agency, and the property price remains identical whether purchased directly from the developer or via an authorized agency. All legal documents (reservation and purchase agreements) are signed directly between the developer and the buyer, and all payments are transferred directly to the developer’s account.

Main Advantages:

• Lower entry price
• Zero agent commission
• Simple and transparent process
• Flexible installment payments
• High investment return potential (ROI)

Step-by-Step The Process of Buying an Off-Plan Property in the UAE

Step 1: Pre-Launch Stage: Expression of Interest (EOI)

Before a project is officially launched, developers often invite potential buyers to submit an EOI – Expression of Interest. This is a refundable deposit paid to the developer’s bank account, indicating the buyer’s intent to purchase a property in the project. At this stage, indicative unit prices are usually available.

Typical EOI Terms: 

• Deposit amount: AED 15,000 – 300,000, depending on the property value
• Purpose: to reserve priority allocation during unit selection
• Refundable: the deposit is fully refundable if the buyer decides not to proceed

All payments are made only through the developer’s official or escrow accounts, ensuring full transparency and investor protection.

Step 2: Official Launch: Booking / Reservation Form

When the official launch begins, the developer releases the final unit price list and additional project details. If you decide to proceed with purchase, you fill out a Booking (Reservation) Form, confirming:
• The selected unit and total purchase price
• The agreed payment plan
• Buyer’s and developer’s personal details
• Terms of the initial payment – usually 10–20 % of the property price, plus 4 % DLD Transfer Fee (Land Department registration fee) and AED 3,000–5,000 administrative registration charges

(In the Emirate of Ras Al Khaimah, the 4 % transfer fee is generally paid only upon completion of the project.) This booking form serves as a preliminary agreement until the main Sales and Purchase Agreement (SPA) is signed. Your RE/MAX De La More advisor will review the form to ensure all details are accurate and aligned with project terms.

Step 3: Signing the Sales and Purchase Agreement (SPA)

The SPA is the primary legal document between the buyer and the developer.
It outlines:
• Unit specifications and project details
• Construction milestones
• Payment terms
• Expected handover date
• Conditions for delay or termination

Once signed, your ownership rights become legally binding and are registered with the respective land department.

Step 4: Construction and Payment Schedule

Payments are made according to construction milestones and are always processed through bank escrow accounts regulated by the UAE Central Bank. The developer can withdraw funds only after achieving approved construction stages certified by independent auditors, protecting both the buyer and the project’s completion timeline.

Example 1: Standard 50/50 Construction-Linked Plan

Property Price: AED 1,000,000

Example 2: 50/50 Plan with Post-Handover Payments

Property Price: AED 1,000,000

This model allows buyers to take possession and start renting out their property before completing full payment – ideal for investors who wish to cover later installments through rental income.

Step 5: Handover and Title Deed

After construction is complete, the developer issues a handover notice. The buyer or a RE/MAX De La More representative conducts a snagging inspection to verify quality and finishes. Upon final payment and registration, you receive the Title Deed, your official proof of ownership.

Legal and Financial Protection for Buyers

The UAE is among the most regulated and transparent real-estate markets in the region.

Investor safeguards include:
• Strict oversight of all projects by RERA and the Dubai Land Department (DLD)
• Mandatory escrow accounts – developers can access funds only after certified progress
• Developer and project registration requirements

These measures make off-plan purchases in the UAE safe and transparent for both local and international investors.

Why Invest in Off-Plan Properties in the UAE

✅ Lower entry price than ready properties
✅ Flexible, interest-free payment plans
✅ High potential for capital appreciation and rental yield
✅ Option to pay after handover (post-handover plan)
✅ Stable market and strong rental demand

How RE/MAX De La More Supports You

As part of the global RE/MAX network, we offer:

• Access to exclusive off-plan developments in Dubai, Ras Al Khaimah, Umm Al Quwain, and more.
• End-to-end service with expert guidance based on 20 actual years of UAE real-estate experience
• Professional unit inspection at handover and coordination of any developer rectifications
• Post-handover leasing and property-management services
• Interior furnishing, appliance setup, and full move-in readiness
• Assistance with resale or portfolio expansion

Check out more of our blogs, for additional insight into the UAE Real Estate Market, or get in touch! Let us help you navigate your property purchase or investment with a personally tailored approach based on real experience, so you can live more.